The way you spend money is a habit that you've cultivated for years. This is best seen from teaching your own children how and why to spend money. I remember I started teaching my daughter how to spend money when my daughter started her kindergarten. At the age of 5, she quickly knew that there... Continue Reading →
Personal Finance and Be Money smart! – Part II: Spend less
Key takeaways: Small savings add up big in the future;Human brain loves joy and the chemical coming with the joy;Analyse your past spending on Excel; you will be surprised!Cut subscription-based spending items will save you a lot;Prepare your healthy food and beverage is nicer and cheaper than buying them. If you buy two less take-away... Continue Reading →